FEES費用

Fees and limits

費用與限額

This schedule forms part of the Terms of Service. All amounts are stated in US dollars unless otherwise indicated.

本收費表構成《服務條款》的一部分。除另有註明外，所有金額均以美元計價。

Card fees

卡片費用

Item項目	Virtual card虛擬卡	Physical card實體卡
Card issuance開卡費	USD 10.00	USD 10.00
Shipping寄送費	Not applicable不適用	Quoted before you order下單前報價

Transaction fees

交易費用

Item項目	Fee費用
Top-up fee儲值手續費	1.00% of the amount funded儲值金額的 1.00%
Transaction fee消費手續費	0.10% of the transaction amount交易金額的 0.10%
Currency conversion貨幣兌換	Prevailing market reference rate, plus the conversion margin disclosed at the time of the transaction按當時市場參考匯率，加上交易時所披露的兌換加點

Fees are deducted when the relevant transaction is processed and appear in your transaction history. Any additional charge that may apply to your account is disclosed to you before you incur it.費用於相關交易處理時扣除，並會顯示於您的交易紀錄中。任何可能適用於您帳戶的額外費用，均會在您產生該費用前向您披露。

Currency conversion

貨幣兌換

Where a transaction is made in a currency other than the currency of your card balance, the amount is converted at a rate based on prevailing market reference rates. Exchange rates fluctuate continuously. The rate applied is the rate in effect at the time the transaction is processed by the issuing institution, which may differ from the rate displayed at the time of purchase or from a rate you observe elsewhere. 若交易貨幣與您卡片餘額的貨幣不同，該金額將按當時市場參考匯率換算。匯率持續波動。實際適用的匯率為發行機構處理該交易當時生效的匯率，可能與您消費當下所見的匯率、或您在其他途徑查得的匯率有所差異。

Limits

限額

Funding, balance and transaction limits apply to every account. Your applicable limits are shown in your account and depend on your verification level and risk assessment. Limits may be varied by the issuing institution.

所有帳戶均設有儲值、餘額及交易限額。適用於您的限額顯示於帳戶內，並取決於您的驗證等級及風險評估結果。限額可由發行機構調整。

Third-party charges

第三方費用

Merchants, ATM operators and funding networks may apply their own charges. These are set by the third party, are not received by AnyItem, and are outside our control. Network fees incurred when funding a card balance are determined by the relevant network and are borne by you.

商戶、自動櫃員機營運商及儲值管道可能收取其自身費用。該等費用由第三方訂定，並非由 AnyItem 收取，亦非我們所能控制。為卡片餘額儲值時產生的網絡費用，由相關網絡決定並由您承擔。

Changes to this schedule

本收費表的變更

We may amend this schedule on not less than 30 days' notice, given by email or through the platform. Where a change is required by law or by the issuing institution, a shorter notice period may apply. The version of this schedule in force when a transaction is processed is the version that applies to it.

我們可在不少於 30 天的預先通知後修訂本收費表，通知將以電郵或透過平台發出。若變更係因法律規定或發行機構要求所致，則可能適用較短的通知期。交易處理當時生效的收費表版本，即為適用於該交易的版本。

Questions about fees:費用相關查詢： info@anyitem.cards