Virtual and physical cards
虛擬卡與實體卡
Both formats are prepaid. A card can only be used up to the balance you have funded. Cards are issued by licensed financial institutions.
兩種形態皆為預付卡。可用額度以您已儲值的餘額為上限。卡片由持牌金融機構發行。
Virtual card
虛擬卡
Available once verification is complete. Card details are shown in your account for online use, and can be added to digital wallets where the wallet provider supports the card.
完成驗證後即可使用。卡片資料於帳戶內顯示，供線上消費使用；在錢包供應商支援的情況下，亦可加入數位錢包。
Physical card
實體卡
Shipped to the address on your verified account. Use at merchants and terminals that accept prepaid cards. Availability, shipping cost and delivery time vary by destination and are confirmed before you order.
寄送至您已驗證帳戶登記的地址，可於接受預付卡的商戶及終端機使用。供應情況、運費及送達時間因目的地而異，並會於下單前確認。
From application to first transaction
由申請到首次消費
1. Apply
1. 提出申請
Create an account and confirm your country of residence.
建立帳戶並確認居住地。
2. Verify
2. 完成驗證
Submit identity documents and complete a liveness check.
提交身分證明文件並完成活體檢測。
3. Fund
3. 儲值
Load your balance using a supported funding method.
透過支援的方式為餘額儲值。
4. Spend
4. 消費
Use the card up to your available balance.
於可用餘額範圍內使用卡片。
What to be aware of
請先了解
Prepaid, not credit
預付性質，非信貸
There is no credit line. Transactions are declined if your balance is insufficient.
本產品不提供信用額度。餘額不足時交易將被拒絕。
Verification is required
必須完成驗證
No card is issued before verification is complete. We do not offer anonymous or unverified accounts.
未完成驗證前不會發卡。本服務不提供匿名或未經驗證的帳戶。
Transactions may be declined
交易可能被拒絕
A transaction may be declined by risk screening, by the issuing institution, or by merchant category restrictions.
交易可能因風險篩查、發行機構規定或商戶類別限制而被拒絕。
Funds are not deposits
資金並非存款
Balances are not bank deposits and may not be covered by any deposit protection scheme.
餘額並非銀行存款，可能不受任何存款保障計劃涵蓋。